Youth Learn & Save
A Peer to Peer Training Program
Youth can be very effective in communicating important life lessons to their friends and classmates. Through CFSA’s Youth Learn & Save program,young people gain the opportunity to teach peers life-long personal finance skills, using the FDIC’s Money Smart curriculum.
In a classroom environment, 11th and 12th-grade students learn the basics of personal finance and money management while developing marketable communications and instructional skills. When students complete the program, they are qualified to use the Money Smart curriculum to teach and counsel their peers at school, youth organizations, and in their community. Moreover, program graduates receive a $100 U. S. Savings Bond to start their own savings plan.
During the program students learn important financial management skills, including:
- the basics of banking;
- how to build/maintain good credit;
- how to maintain a checking account;
- money management skills (distinguishing wants versus needs);
- how to develop a savings plan;
- the basics of investment; and
- important facts about borrowing.
Through the use of lectures, presentations, demonstrations and exercises, students:
- learn valuable teaching techniques;
- learn important presentation skills;
- receive instruction on how to coach one-on-one; and
- receive instructional feedback from FDIC trainers.
