Payday Advance Industry

Federal Reserve Bank of New York Staff Report Finds Consumers Fare Worse under Payday Loan Bans

Survey by University of North Carolina Finds Consumers Face Costly Short-term Credit Choices Since Payday Loans Exited the State

Study by Yale and Dartmouth Economists Finds High-Risk Borrowers Benefit From High-Rate Loans

Veritec Report Shows CRL Report Misinterprets Statistical Information

Federal Reserve Bank of New York Says Payday Loans Do No Fit Definition of Predatory

Payday Lending: Do Outrageous Prices Necessarily Mean Outrageous Profits?

Published in the Fordham Journal of Corporate & Financial Law

Payday Lending: A Practical Overview of a Growing Component of America’s Economy

Consumer Credit Research Foundation
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Payday Lending: Do the Costs Justify the Price?

FDIC Center for Financial Research, 2005
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Industry Survey of Payday Advance Customers' Alternatives for Short Term Credit

Community Financial Services Association of America
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Predatory Lending?

Samuel Hanson, Federal Reserve Bank of New York, 2005
Preserving Financial Freedom for Taxpayers (PDF)