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Additional Studies on Payday Lending

The issue of payday lending has been examined from many angles by academicians, financial experts and industry opponents. The following studies and reports are provided to shed light on a number of issues that are often raised in the payday lending debate.

The Basics

Why Payday Lending is Not Predatory

Research Analysis on Payday Advance in America

A Look at Race Matters: The Concentration of Payday Lenders in African American Neighborhoods in North Carolina (PDF)

Banks Encourage Over Drafts (PDF)

Preserving Financial Freedom for Taxpayers (PDF)

 

 

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